INTRODUCTION TO AGRICULTURAL CREDIT AND FINANCE (ABAP3207)
Agribusiness Technology - ABT
Semester: Resit
Level: 300
Year: 2017
THE UNIVERSITY OF BAMENDA
COLLEGE OF AGRICULTURAL TECHNOLOGY
RESIT EXAMINATION
AGRICULTURAL FINANCE & CREDIT (TIME: 2 HOURS)
1. What do understand by the term agricultural finance? List at least four (04) significances of
agricultural finance.
2. List five (05) significance of agricultural finance.
3. What are the characteristics of commercial banks?
4. Briefly classify credits based on any four (04) ways.
5. Returns obtained by farmers usually depend on five main decisions. List them.
6. List six (06) causes for the poor repayment capacity of agricultural credit.
7. What are the six of risk in agriculture?
8. List the principles of farm finance/credit.
9. What do you understand by effective demand for agricultural credit?
10. What is the difference between a promissory note and a mortgage?
11. What are service charges and fees typically charged for?
12. Establish two tables and try to show the comparison between the fixed payment method and
the fixed principal method. The loan is 700,000FRS to be repaid over five years at 25%
interest.
13. Find the value of 300,000 FRS in 10 years. The investment earns 7% per year.
Good Luck Bime Mary-Juliet (Phd)
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